Neteller is a widely used e-money transfer service that allows users to make secure online payments. Integrating Neteller payments into your PHP web application can provide your users with a convenient and reliable payment method. In this guide, we'll walk through the process of integrating Neteller payments using PHP and cURL.Before we begin, make sure you have the following:
- A Neteller Business Account: You'll need a Neteller business account to obtain API credentials.
- PHP installed on your server.
- cURL extension enabled in PHP.
Keys
- PSD2 Terminology, Actors and Roles
- Neteller Payment Service Directive Compliance
- Qualified Third Party Providers
- Third Party Provider OAuth client registration
- Authentication and authorization flow
- Strong Customer Authentication flow
- User presence and offline account access
- Account Information Services APIs
- Payment Initiation Services APIs
- Card Based Payment Instrument use cases support
- API Documentation and Support
If you want to implement Neteller payment using Core / Simple Php below is code for you can get it. I have used below code for only testing purpose so i can check weather Neteller working OR not. Please never used below code on production if you want to use below code in production you have to modify it accordingly like.
You can create function for CURL request , passing merchant info in hidden field is not good way you can take that in your PHP SCRIPT.
To set up a Business Test Account, you need to provide the below information to merchantsupport@paysafe.com and they`ll set it up for you
Merchant descriptor name: Your descriptor name Contact Person: Your Name Phone number: Your Number Country: Your Country Contact E-mail: create an email on gmail , yahoo...etc and put here. Currency Accounts: Your Currency USD..etc
You can find Member Test Accounts in the Integration Manual on page 153. You can go to https://merchant.neteller.com/merchflux/public/index and grab your merchant info and replace in hidden field.
You have to request there customer support for enabling API client key and secret key for testing purpose. During my code testing i found invalid client issue response from API so for issue i have to add IP address there. Another issue i have faced minimum amount , Amount should be passed as $_POST['amount']*100.
Your All Php , Html Code file or you can say your view file will goes like below.
<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN"
"http://www.w3.org/TR/html4/loose.dtd">
<html>
<head>
<title>NETELLER</title>
<meta http-equiv="Content-Type" content="text/html; charset=iso-8859-1">
</head>
<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN"
"http://www.w3.org/TR/html4/loose.dtd">
<html>
<head>
<title>NETELLER</title>
<meta http-equiv="Content-Type" content="text/html; charset=iso-8859-1">
</head>
<body>
<form method="post" action="">
<br>
Version: <input type="text" name="version" value="4.1"><br>
Amount : <input type="text" name="amount" value="1"><br>
Currency: <input type="text" name="currency" value="USD"><br>
net_account: <input type="text" name="net_account" value="12 digit number"><br>
secure_id: <input type="text" name="secure_id" value="326415"><br>
<div>
<hr>
</div>
MI: <input type="hidden" name="merchant_id" value="08762"><br>
MK: <input type="hidden" name="merch_key" value="client_id:client_key"><br>
MTID: <input type="hidden" name="merch_transid" value="<?php echo time(); ?>"><br>
MN: <input type="hidden" name="merch_name" value="Company Ltd"><br>
MA: <input type="hidden" name="merch_account" value="Comany Ltd"><br>
<input type="submit" name="button" value="Make transfer">
</form>
</body>
</html>
<?php
if (isset($_POST['button']))
{
$fields = array(
'version' => $_POST['version'],
'amount' => urlencode($_POST['amount']) ,
'currency' => $_POST['currency'],
'net_account' => urlencode($_POST['net_account']) ,
'secure_id' => urlencode($_POST['secure_id']) ,
'merchant_id' => urlencode($_POST['merchant_id']) ,
'merch_key' => urlencode($_POST['merch_key']) ,
'merch_transid' => urlencode($_POST['merch_transid']) ,
'button' => 'Make Transfer'
);
$merchantkey = $_POST['merch_key'];
$amount_value = $_POST['amount'] * 100;
$ch = curl_init();
curl_setopt($ch, CURLOPT_POST, 1);
curl_setopt($ch, CURLOPT_URL, "https://api.neteller.com/v1/oauth2/token?grant_type=client_credentials");
curl_setopt($ch, CURLOPT_USERPWD, $merchantkey);
curl_setopt($ch, CURLOPT_HTTPHEADER, array(
"Content-Type:application/json",
"Cache-Control:no-cache"
));
curl_setopt($ch, CURLOPT_POSTFIELDS, $fields);
curl_setopt($ch, CURLOPT_FOLLOWLOCATION, true);
curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
curl_setopt($ch, CURLOPT_SSL_VERIFYPEER, false);
$serverOutput = curl_exec($ch);
$serverOutput = json_decode($serverOutput);
if (isset($serverOutput->error) && $serverOutput->error != '')
{
header("Location:your_page.php?status=" . $serverOutput
->error->message . "&payment_type=neteller");
exit;
}
if (isset($serverOutput->accessToken) && $serverOutput->accessToken != "")
{
$access_token = $serverOutput->accessToken;
$requestParams = array(
"paymentMethod" => array(
"type" => "neteller",
"value" => $_SESSION["email"],
) ,
"transaction" => array(
"merchantRefId" => (string)time() ,
"amount" => $amount_value,
"currency" => "USD"
) ,
"verificationCode" => $_POST['secure_id']
);
$curl = curl_init();
curl_setopt($curl, CURLOPT_POST, 1);
curl_setopt($curl, CURLOPT_URL, "https://api.neteller.com/v1/transferIn");
curl_setopt($curl, CURLOPT_HTTPHEADER, array(
"Content-Type:application/json",
"Authorization: Bearer $access_token"
));
curl_setopt($curl, CURLOPT_POSTFIELDS, json_encode($requestParams));
curl_setopt($curl, CURLOPT_FOLLOWLOCATION, true);
curl_setopt($curl, CURLOPT_RETURNTRANSFER, true);
curl_setopt($curl, CURLOPT_SSL_VERIFYPEER, false);
$serverOutput = curl_exec($curl);
$serverOutput = json_decode($serverOutput);
if (isset($serverOutput
->error
->code) && $serverOutput
->error->message != '')
{
header("Location:payment.php?status=" . urlencode($serverOutput
->error
->message) . "
&payment_type=neteller");
exit;
}
curl_close($ch);
//Success full return array;
echo "<pre>";
print_r($serverOutput);
}
}
?>
Conclusion
Integrating Neteller payments into your PHP application using cURL is a straightforward process. By following the steps outlined in this guide, you can provide your users with a seamless payment experience.